The primary responsibility of a mutual insurance company is to ensure that the long-term benefits promised to its policyholders are secure and protected. By remaining a mutual, New York Life can continue to manage for the long term, instead of the quarter-to-quarter orientation of the investment community.”—Chairman and CEO Sy SternbergThe First Choice Since 1845For more than 160 years, New York Life Insurance Company’s unwavering financial strength and time-tested investment strategies have provided consistent value and solid financial protection for our clients and their families.Since becoming the first American life insurance company to pay a cash dividend to policyholders in the mid－1800s, New York Life has continued to build a history of innovation—enhancing our existing product lines, creating new financial products, and maintaining a diversified portfolio to best accommodate our customers’ changing needs and lifestyles.Central to our success are our New York Life agents, who are wi